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“Stopping this kind of conduct will help consumers make informed choices about loan offers.”As stated in the FTC’s complaint, Lending Club recognized that its hidden fee was a significant problem for consumers, and an internal review noted that its claims about the fee and the amount consumers would receive “could be perceived as deceptive as it is likely to mislead the consumer.” An attorney for one of the company’s largest investors also warned the company that the “relative obscurity” of the up-front fee in light of the company’s prominent “no hidden fees” representation could make the company a target for a law enforcement action.According to the FTC, Lending Club ignored these and other warnings and, over time, made its deceptive “no hidden fees” claim even more prominent.Refund checks are mailed to your last known address. If you were expecting a federal tax refund and did not receive it, check the IRS' Where’s My Refund page.You'll need to enter your Social Security number, filing status, and the exact whole dollar amount of your refund. You can also call the IRS to check on the status of your refund.
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The Federal Trade Commission has charged the Lending Club Corporation with falsely promising consumers they would receive a loan with “no hidden fees,” when, in actuality, the company deducted hundreds or even thousands of dollars in hidden up-front fees from the loans.“This case demonstrates the importance to consumers of having truthful information from lenders, including online marketplace lenders,” said Reilly Dolan, acting director of the FTC’s Bureau of Consumer Protection.